Sources and citations

Every guide and calculator on this site lists its own sources at the end of the page, under Sources. This page holds the sources for the pages that are not articles.

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1. MassMutual via InsuranceNewsNet, MassMutual announces record $3.3 billion policyowner dividend for 2027, November 2, 2026. Opened November 10, 2026. insurancenewsnet.com
2. Northwestern Mutual, Dividend paying whole life insurance, no date shown. Opened November 10, 2026. northwesternmutual.com
3. Northwestern Mutual, Northwestern Mutual announces record $10.4 billion expected dividend payout for 2027, October 27, 2026. Opened November 10, 2026. news.northwesternmutual.com
4. Guardian, 2026 dividend announcement, December 11, 2025. Opened November 10, 2026. guardianlife.com
5. New York Life, Record dividend payout for 2026, November 20, 2025. Opened November 10, 2026. newyorklife.com
6. Penn Mutual via PR Newswire, Penn Mutual announces record dividend award for 2027, October 13, 2026. Opened November 10, 2026. prnewswire.com
7. State Farm, State Farm reports 2025 financial results, February 26, 2026. Opened November 10, 2026. newsroom.statefarm.com
8. The Insurance Pro Blog, Whole life insurance dividend rates 2026, updated October 31, 2026. Opened November 10, 2026. theinsuranceproblog.com
9. MassMutual, Historical dividend studies, form LI7954 1022, 2022, as hosted by an agency site. Opened November 10, 2026. gbslife.com
10. Northwestern Mutual, Dividend interest rate for cash value policies, sales support sheet form 71-0057 revised October 2009, as hosted by an agent's file server. Opened November 10, 2026. admin.emeraldconnect.com
11. ParityPoint, Whole life insurance rate of return, sources last checked October 30, 2026. Opened November 10, 2026. paritypoint.app
12. Kitces.com, Bank On Yourself review, a personal loan from a life insurance company, March 16, 2016. Opened November 10, 2026. kitces.com
13. Kitces.com, 1035 exchanges of permanent life insurance, March 11, 2025. Opened November 10, 2026. kitces.com
14. State Farm, What is a mutual insurance company, March 17, 2026. Opened November 10, 2026. statefarm.com
15. Northwestern Mutual, What is a mutual insurance company, September 30, 2026. Opened November 10, 2026. northwesternmutual.com
16. State Farm, Whole life insurance, no date shown. Opened November 10, 2026. statefarm.com
17. ParityPoint, MassMutual and Northwestern Mutual carrier pages, the 2026 rates of 6.60% and 5.75% used for the change column on the board. Opened November 10, 2026. paritypoint.app